The cost of living in Ludlow, MA, shows a mix of affordability and higher expenses compared to the nationwide average. Housing costs are 10% lower, while healthcare costs are 5% higher than the national average. Groceries and utilities remain close to the average, with transportation slightly below and miscellaneous costs slightly above. This balance makes Ludlow an attractive option for those seeking a more affordable living environment with some trade-offs in specific areas.
The cost of living in Ludlow, MA, presents a favorable comparison to the nationwide average, which is set at 100. Housing costs in Ludlow stand at 90, indicating that residents can expect to pay 10% less than the national average for housing. This reduction can be a significant advantage for those looking to settle in Ludlow, as it allows for more disposable income for other necessities or savings.
Additionally, the grocery cost of living in Ludlow matches the national average at 100, meaning there is no difference in grocery expenses compared to the rest of the country. Utilities also remain close to the national average, with a cost index of 95, which translates to a 5% savings. Transportation costs are slightly below the national average at 98, offering a 2% reduction. Healthcare costs, however, are slightly higher at 105, indicating a 5% increase over the national average. Miscellaneous expenses in Ludlow are at 92, which means residents can save 8% compared to the national average. Overall, Ludlow offers a cost of living that is competitive and, in some areas, more affordable than the national average.
