The cost of living in Spencer, MA, shows a varied landscape compared to the nationwide average, which is set at 100. Housing costs in Spencer stand at 120, indicating a 20% higher expense. Groceries, utilities, and transportation also show increases, with groceries at 95, utilities at 105, and transportation at 110. 
Healthcare costs in Spencer, however, are slightly lower, at 90, which represents a 10% decrease from the national average. Miscellaneous expenses match the national average at 100. This data highlights the diverse cost of living factors for potential residents in Spencer, MA.
               
              The cost of living in Spencer, MA, shows some variations compared to the nationwide average, which is set at 100. Housing costs in Spencer are notably higher, standing at 120. This means that housing expenses are 20% more than the national average. For job seekers, this could be a significant factor to consider when evaluating potential relocation.
Other areas also reflect differences from the national average. For instance, groceries in Spencer are priced at 95, which is 5% less than the average. Utilities cost 105, indicating a 5% increase. Transportation costs are 10% higher, with an index of 110. Healthcare costs are slightly lower, with an index of 90, meaning they are 10% cheaper than the national average. Miscellaneous expenses match the national average at 100. These variations provide a clear picture of where costs might be higher or lower in Spencer compared to the rest of the country.