How much does a Insurance Agent make?
Insurance agents help people find the right insurance plans. They earn a good amount of money for their work. The average yearly salary for an insurance agent is around $69,367. This means that most insurance agents make close to this amount each year.
Insurance agents can earn more based on their experience and the area they work in. Some top earners make over $190,000 a year. Here is a look at the salary range:
- 10th percentile: $28,370
- 25th percentile: $43,064
- 50th percentile: $72,451
- 75th percentile: $101,838
- 90th percentile: $145,919
- 95th percentile: $160,613
- 99th percentile: $190,000
What are the highest paying cities for a Insurance Agent?

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Minneapolis, MN
Average Salary: $110,615
In Minneapolis, professionals find opportunities with major insurance firms like U.S. Bank and Thrivent. The city's vibrant economy offers a dynamic environment for those in the insurance industry.
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New Haven, CT
Average Salary: $108,388
New Haven provides a stable market for insurance careers, with companies like The Hartford and Aetna offering solid opportunities. The city's rich history and strong community support make it a great place to work.
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Vallejo, CA
Average Salary: $95,360
Vallejo offers a mix of urban and suburban opportunities, with local and national firms like Allstate and Farmers Insurance. The area's diverse population creates a unique market for insurance professionals.
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Provo, UT
Average Salary: $90,739
Provo is known for its strong family values and business-friendly environment. Companies like Zions Bank and American West Insurance provide excellent career paths for insurance agents.
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Hartford, CT
Average Salary: $86,061
Hartford, the insurance capital of the world, offers numerous opportunities with giants like Aetna and Travelers. The city's rich insurance history provides a solid foundation for career growth.
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Baltimore, MD
Average Salary: $83,445
Baltimore's diverse market includes major players like Geico and Nationwide. The city's vibrant culture and strong economy make it an attractive place for insurance professionals.
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College Station, TX
Average Salary: $83,100
College Station offers a mix of local and national insurance opportunities, with companies like State Farm and Liberty Mutual. The city's academic environment provides a unique perspective on the industry.
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Chattanooga, TN
Average Salary: $82,049
Chattanooga's growing economy and strong community support make it a great place for insurance careers. Local firms and national companies like Allstate offer solid opportunities.
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Providence, RI
Average Salary: $81,396
Providence offers a mix of urban and suburban opportunities, with companies like Blue Cross Blue Shield and Liberty Mutual. The city's rich history and strong community support make it a great place to work.
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Winston-Salem, NC
Average Salary: $81,262
Winston-Salem provides a stable market for insurance careers, with companies like MetLife and Nationwide. The city's strong economy and business-friendly environment create excellent opportunities.
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What are the best companies a Insurance Agent can work for?

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Alfa Insurance
Average Salary: $181,133
Alfa Insurance offers competitive salaries for Insurance Agents. They operate in multiple locations, including New York, California, and Texas. They focus on providing comprehensive insurance solutions to their clients.
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Palmetto Senior Benefits
Average Salary: $160,000
Palmetto Senior Benefits provides a high average salary for Insurance Agents. They serve clients in Florida, Georgia, and South Carolina. They specialize in insurance plans for senior citizens.
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Federal Employee Service Association
Average Salary: $155,870
Federal Employee Service Association offers a strong average salary for Insurance Agents. They operate nationwide, serving federal employees. They focus on providing tailored insurance plans for government workers.
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Insurance Masters, LLC
Average Salary: $146,892
Insurance Masters, LLC provides a good average salary for Insurance Agents. They operate in several states, including Illinois, Michigan, and Ohio. They offer a range of insurance products to meet diverse client needs.
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Horace Mann Insurance
Average Salary: $129,653
Horace Mann Insurance offers a solid average salary for Insurance Agents. They serve clients in various states, including Massachusetts, New York, and California. They focus on insurance for educators and educational institutions.
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Steadily Insurance Agency
Average Salary: $125,613
Steadily Insurance Agency provides a competitive average salary for Insurance Agents. They operate in states like Florida, Texas, and Arizona. They specialize in offering customized insurance solutions to their clients.
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The Misch Group
Average Salary: $124,355
The Misch Group offers a good average salary for Insurance Agents. They serve clients in New York, New Jersey, and Connecticut. They focus on providing comprehensive insurance plans for individuals and businesses.
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SkyBlue Insurance
Average Salary: $123,458
SkyBlue Insurance provides a solid average salary for Insurance Agents. They operate in states like California, Florida, and New York. They offer a range of insurance products to meet various client needs.
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American Senior Benefits
Average Salary: $117,489
American Senior Benefits offers a competitive average salary for Insurance Agents. They serve clients in Florida, Georgia, and South Carolina. They specialize in insurance plans for senior citizens.
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Northwestern Mutual
Average Salary: $117,083
Northwestern Mutual provides a good average salary for Insurance Agents. They operate nationwide, serving clients across the United States. They focus on offering life insurance and financial services.
How to earn more as a Insurance Agent?
Becoming a successful insurance agent involves more than just selling policies. It requires a strategic approach to build a client base and increase earnings. One key factor is to specialize in a particular type of insurance. This allows an agent to become an expert in that area, making it easier to understand clients' needs and offer tailored solutions. Specialization can lead to higher commissions and repeat business.
Another important factor is to develop strong relationships with clients. Building trust and rapport can lead to referrals and long-term business. An agent should focus on providing excellent customer service and maintaining regular communication. Networking within the community can also help in finding new clients and expanding the business. Continuous learning and staying updated on industry trends can further enhance an agent's ability to serve clients effectively. Finally, leveraging technology and digital tools can streamline operations and improve efficiency, allowing more time to focus on growing the business.
Here are some key factors to consider:
- Specialize in a particular type of insurance
- Develop strong client relationships
- Focus on excellent customer service
- Network within the community
- Leverage technology and digital tools



