How much does a Insurance Agent make?
Insurance agents help people find the right insurance plans. They earn a good salary for their work. The average yearly salary for an insurance agent is around $70,761. This means that most insurance agents make close to this amount each year. Some agents earn more, while others earn less. The salary can depend on many things, like experience, location, and the type of insurance they sell.
Insurance agents can earn different amounts based on their level of experience. Those just starting out may earn less. As they gain more experience, their salary can increase. Here are some average salaries for different experience levels:
- Entry-level: $28,370
- Early career: $43,973
- Mid-career: $59,575
- Experienced: $75,178
- Late career: $90,781
- Early expert: $106,384
- Mid expert: $121,986
- Late expert: $137,589
- Master: $153,192
- Senior master: $168,795
- Top master: $184,397
What are the highest paying cities for a Insurance Agent?

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Minneapolis, MN
Average Salary: $115,396
Minneapolis offers a vibrant market for insurance professionals. With companies like U.S. Bank and Target Corporation, agents have ample opportunities. The city's strong economy supports a steady demand for insurance services.
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Vallejo, CA
Average Salary: $101,001
Vallejo provides a dynamic environment for insurance professionals. With major employers like the U.S. Navy and Travis Air Force Base, agents can cater to a diverse clientele. The city's growth creates ongoing opportunities.
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New Haven, CT
Average Salary: $97,100
New Haven is a hub for insurance agents. Yale University and Yale New Haven Hospital create a steady demand. The city's rich history and vibrant community offer a unique backdrop for professionals.
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Provo, UT
Average Salary: $92,740
Provo offers a supportive community for insurance agents. Brigham Young University and its alumni network provide a strong client base. The city's family-oriented environment makes it a great place to work.
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Columbia, MO
Average Salary: $83,637
Columbia, home to the University of Missouri, offers a steady stream of clients for insurance agents. The city's academic environment and diverse population create varied opportunities. The cost of living is also quite reasonable.
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College Station, TX
Average Salary: $81,445
College Station, with Texas A&M University, is a prime location for insurance agents. The university's large student and faculty population offers a steady client base. The city's family-friendly atmosphere adds to the appeal.
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Baltimore, MD
Average Salary: $81,286
Baltimore provides a bustling market for insurance professionals. With institutions like Johns Hopkins University and the Port of Baltimore, agents have diverse opportunities. The city's vibrant culture and history enrich the work experience.
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Chattanooga, TN
Average Salary: $81,210
Chattanooga offers a growing market for insurance agents. The city's strong industries, including healthcare and manufacturing, provide a steady client base. Chattanooga's scenic beauty and outdoor activities make it an attractive place to live and work.
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Providence, RI
Average Salary: $80,861
Providence offers a rich environment for insurance agents. Brown University and Rhode Island Hospital create a steady demand. The city's historic charm and vibrant arts scene add to the professional experience.
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Winston-Salem, NC
Average Salary: $80,802
Winston-Salem provides a supportive community for insurance agents. With companies like R.J. Reynolds Tobacco Company and Wake Forest University, agents have diverse opportunities. The city's rich history and cultural attractions enhance the work experience.
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What are the best companies a Insurance Agent can work for?

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APT212
Average Salary: $625,000
APT212 offers competitive salaries for Insurance Agents. They provide a dynamic environment with opportunities for growth. They operate in various locations, including major cities across the United States.
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Ridge Runner
Average Salary: $191,426
Ridge Runner is known for its supportive work culture. Insurance Agents here enjoy a good balance between work and personal life. They have offices in several states, including Colorado and Texas.
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Kemper
Average Salary: $175,981
Kemper provides a solid salary for Insurance Agents. They focus on customer satisfaction and professional development. Kemper operates nationwide, with offices in many key cities.
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FTS
Average Salary: $165,000
FTS offers a competitive salary for Insurance Agents. They emphasize teamwork and innovation. FTS has a presence in multiple states, including California and Florida.
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Appreciation Services
Average Salary: $162,500
Appreciation Services provides a good salary for Insurance Agents. They offer a supportive environment with opportunities for career advancement. The company operates in various states, including Illinois and New York.
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Alfa Insurance
Average Salary: $161,467
Alfa Insurance offers a competitive salary for Insurance Agents. They focus on customer service and professional growth. Alfa Insurance has offices in several states, including Alabama and Georgia.
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Palmetto Senior Benefits
Average Salary: $160,000
Palmetto Senior Benefits provides a solid salary for Insurance Agents. They offer a supportive work environment with opportunities for advancement. The company operates in states like Florida and South Carolina.
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The Misch Group
Average Salary: $144,326
The Misch Group offers a competitive salary for Insurance Agents. They focus on providing excellent customer service. The company operates in several states, including New York and New Jersey.
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Insurance Masters, LLC
Average Salary: $136,844
Insurance Masters, LLC offers a good salary for Insurance Agents. They provide a supportive work environment with opportunities for growth. The company operates in various states, including Texas and Arizona.
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Federal Employee Service Association
Average Salary: $134,722
Federal Employee Service Association offers a competitive salary for Insurance Agents. They focus on providing excellent service to federal employees. The company operates in several states, including Virginia and Maryland.
How to earn more as a Insurance Agent?
Becoming a successful insurance agent involves more than just selling policies. It requires a strategic approach to build a client base and increase earnings. One key aspect of success is understanding the factors that can boost your income. By focusing on these elements, an insurance agent can enhance their professional performance and financial rewards.
Here are five important factors to consider for increasing earnings as an insurance agent:
- Expand Client Base: Building a strong network of clients is crucial. This means reaching out to new potential customers and maintaining good relationships with existing ones. Networking events, referrals, and online marketing can help grow your client list.
- Specialize in Niche Markets: Focusing on specific areas such as health, auto, or home insurance can make you more knowledgeable and competitive. Specializing allows you to offer tailored services and stand out in the market.
- Enhance Sales Skills: Continuously improving your sales techniques can lead to higher commissions. This includes learning about new products, practicing effective communication, and understanding customer needs.
- Increase Policy Retention: Keeping clients loyal can lead to steady income. Providing excellent customer service, regular follow-ups, and offering valuable advice can help retain customers and encourage them to renew their policies.
- Utilize Technology: Using digital tools and platforms can streamline your work and attract more clients. Online applications, customer relationship management (CRM) systems, and social media can make your services more accessible and efficient.