Position
Salary

How much does a Credit Analyst make?

The average salary for a Credit Analyst is $82,420 per year in the US.

A Credit Analyst plays a key role in assessing the financial health of individuals and businesses. This role involves analyzing financial data to determine creditworthiness. The average yearly salary for a Credit Analyst is around $82,420. This figure can vary based on experience, location, and the specific industry.


The salary range for Credit Analysts can be quite broad. The lowest 10% earn about $40,280, while the top 10% earn over $170,000 annually. Most analysts fall somewhere in the middle, with salaries ranging from $52,073 to $158,207. This range shows that there are good opportunities for growth and advancement in this field. Factors like education, certifications, and years of experience can also impact earning potential.

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What are the highest paying cities for a Credit Analyst?

Credit analysts in San Antonio, TX, enjoy some of the highest salaries in the country. With an average salary of $115,415, this city offers strong financial rewards. Washington, DC, and Boston, MA, also provide excellent opportunities, with average salaries of $114,823 and $113,959, respectively.
Graph displaying highest paying cities salaries for Credit Analyst jobs, highlighting San Antonio, TX with the highest at $115,415 and Milwaukee, WI with the lowest at $100,937.
  1. San Antonio, TX
    Average Salary: $115,415
    In San Antonio, professionals assess credit risks for businesses and individuals. The city's diverse economy offers many opportunities. Companies like Frost Bank and USAA provide stable environments.
    Find Credit Analyst jobs in San Antonio, TX


  2. Washington, DC
    Average Salary: $114,823
    Working in Washington, DC, involves analyzing credit for various sectors. The political and financial hub offers many job options. Firms like Capital One and Fannie Mae are prominent employers.
    Find Credit Analyst jobs in Washington, DC


  3. Boston, MA
    Average Salary: $113,959
    Boston offers a dynamic environment for credit analysts. The city's strong financial sector provides many opportunities. Companies like State Street and Fidelity Investments are well-known.
    Find Credit Analyst jobs in Boston, MA


  4. San Francisco, CA
    Average Salary: $109,876
    In San Francisco, credit analysts work in a tech-driven financial landscape. The city's innovative companies offer unique challenges. Firms like Goldman Sachs and JPMorgan Chase are major employers.
    Find Credit Analyst jobs in San Francisco, CA


  5. Baltimore, MD
    Average Salary: $108,628
    Baltimore provides a balanced environment for credit analysts. The city's mix of industries offers diverse opportunities. Companies like T. Rowe Price and Under Armour provide stable careers.
    Find Credit Analyst jobs in Baltimore, MD


  6. Minneapolis, MN
    Average Salary: $106,716
    Minneapolis offers a friendly atmosphere for credit analysts. The city's strong financial institutions provide many job options. Companies like U.S. Bank and Target Corporation are well-regarded.
    Find Credit Analyst jobs in Minneapolis, MN


  7. Portland, OR
    Average Salary: $105,623
    In Portland, credit analysts enjoy a vibrant community. The city's growing tech sector offers many opportunities. Companies like Nike and Providence Health & Services are prominent employers.
    Find Credit Analyst jobs in Portland, OR


  8. Knoxville, TN
    Average Salary: $104,623
    Knoxville provides a supportive environment for credit analysts. The city's strong educational institutions offer many job options. Companies like Eastman Chemical and Pilot Flying J are well-known.
    Find Credit Analyst jobs in Knoxville, TN


  9. Charlotte, NC
    Average Salary: $101,556
    Charlotte offers a thriving financial sector for credit analysts. The city is a banking hub with many opportunities. Companies like Bank of America and Wells Fargo are major employers.
    Find Credit Analyst jobs in Charlotte, NC


  10. Milwaukee, WI
    Average Salary: $100,937
    In Milwaukee, credit analysts work in a diverse economic environment. The city's strong manufacturing sector offers many job options. Companies like Northwestern Mutual and Harley-Davidson are well-regarded.
    Find Credit Analyst jobs in Milwaukee, WI

What are the best companies a Credit Analyst can work for?

Credit analysts can find rewarding opportunities with top-paying companies. Intuit offers the highest average salary at $197,227. USAA follows closely with an average salary of $154,497. These companies provide competitive compensation and a chance to grow in the field. Other notable employers include Huntington Bank, Wells Fargo, and Fitch Ratings. These companies offer strong salaries and benefits, making them attractive choices for credit analysts. Job seekers should consider these options for a lucrative career.
Graph displaying best paying company salaries for Credit Analyst jobs, highlighting Intuit with the highest at $197,227 and AgWest Farm Credit with the lowest at $86,788.
  1. Intuit
    Average Salary: $197,227
    Intuit offers competitive salaries for Credit Analysts. They focus on financial software and services. Intuit operates globally, with major offices in the U.S., Canada, and the U.K.


  2. USAA
    Average Salary: $154,497
    USAA provides excellent benefits for Credit Analysts. They specialize in financial services for military members and their families. USAA has branches across the U.S.


  3. Huntington Bank
    Average Salary: $145,824
    Huntington Bank offers attractive salaries for Credit Analysts. They focus on personal and business banking. Huntington Bank operates in several states, including Ohio and Indiana.


  4. Wells Fargo
    Average Salary: $136,819
    Wells Fargo provides good compensation for Credit Analysts. They offer a wide range of financial services. Wells Fargo has branches nationwide.


  5. Fitch Ratings
    Average Salary: $123,214
    Fitch Ratings offers competitive pay for Credit Analysts. They provide credit ratings and research. Fitch Ratings operates globally, with offices in the U.S., Europe, and Asia.


  6. Citi
    Average Salary: $108,259
    Citi offers solid salaries for Credit Analysts. They focus on banking and financial services. Citi has branches worldwide, including the U.S., Europe, and Asia.


  7. U.S. Bank
    Average Salary: $106,916
    U.S. Bank provides good compensation for Credit Analysts. They offer a variety of banking services. U.S. Bank operates in several states across the U.S.


  8. The Provident Bank of New Jersey
    Average Salary: $96,432
    The Provident Bank of New Jersey offers fair salaries for Credit Analysts. They focus on personal and business banking. The bank operates in New Jersey.


  9. Fifth Third Bank
    Average Salary: $94,708
    Fifth Third Bank provides good pay for Credit Analysts. They offer banking and financial services. Fifth Third Bank operates in several states, including Ohio and Michigan.


  10. AgWest Farm Credit
    Average Salary: $86,788
    AgWest Farm Credit offers competitive salaries for Credit Analysts. They focus on agricultural lending. AgWest Farm Credit operates in several states, including California and Arizona.

How to earn more as a Credit Analyst?

A Credit Analyst plays a key role in assessing the financial health of individuals and businesses. This role requires a keen eye for detail and a solid understanding of financial principles. To increase earning potential, consider these factors that can enhance your career as a Credit Analyst.

First, gaining relevant certifications can significantly boost your salary. Certifications such as the Certified Credit Expert (CCE) or the Financial Risk Manager (FRM) demonstrate your expertise and commitment to the field. These credentials can make you more attractive to employers and open up higher-paying opportunities. Second, accumulating more experience in the field can lead to higher earnings. Each year of experience brings new skills and insights that can command a higher salary. Third, specializing in a niche area can also increase your earning potential. Focusing on industries like healthcare, real estate, or automotive can make you a sought-after expert. Fourth, improving your analytical skills can lead to better job performance and higher pay. Proficiency in data analysis and financial modeling can set you apart from your peers. Lastly, networking within the industry can uncover higher-paying job opportunities. Attending industry conferences and joining professional organizations can help you connect with potential employers and learn about salary trends.

By focusing on these factors, a Credit Analyst can enhance their career and increase their earning potential. Certifications, experience, specialization, analytical skills, and networking all play a crucial role in achieving higher pay.

  • Gain relevant certifications
  • Accumulate more experience
  • Specialize in a niche area
  • Improve analytical skills
  • Network within the industry

Currently 261 Credit Analyst job openings, nationwide.

How's the job market for a Credit Analyst in the US?

Learn what a Credit Analyst does, how to become one, and understand the job outlook. Get simple steps to start your career as a Credit Analyst today.
Position
Overview
Credit Analyst
261 Job Openings