Position
Salary

How much does a Credit Representative make?

The average salary for a Credit Representative is $48,079 per year in the US.

A Credit Representative plays a key role in assessing the financial health of individuals and businesses. This job involves evaluating credit applications and determining the risk of lending money. The average yearly salary for a Credit Representative is around $48,079. This figure can vary based on experience, location, and the specific industry.


Factors that can influence a Credit Representative's salary include:

  • Experience: More experienced representatives often earn higher salaries.
  • Location: Salaries can vary significantly by region, with urban areas typically offering higher pay.
  • Industry: Some industries, like banking and finance, may offer higher salaries compared to others.

Understanding these factors can help job seekers target roles that offer the best compensation for their skills and experience.

View Credit Representative jobs nearby

What are the highest paying cities for a Credit Representative?

Tampa, FL, offers the highest average salary for Credit Representatives at $49,682. Houston, TX, follows closely with an average salary of $47,749. Las Vegas, NV, provides a competitive salary of $42,973 for those in the field. Fargo, ND, and Sioux Falls, SD, both offer average salaries of $41,500. These cities present good opportunities for those seeking a stable income in credit representation.
Graph displaying highest paying cities salaries for Credit Representative jobs, highlighting Tampa, FL with the highest at $49,682 and Sioux Falls, SD with the lowest at $41,500.
  1. Tampa, FL
    Average Salary: $49,682
    In Tampa, you can find opportunities with major financial institutions like Wells Fargo and Bank of America. The city's diverse economy offers a range of roles in credit management. The warm climate and vibrant community make it a pleasant place to work.
    Find Credit Representative jobs in Tampa, FL


  2. Houston, TX
    Average Salary: $47,749
    Houston boasts a thriving job market for credit professionals with companies like Chase and JPMorgan Chase. The city's strong economy and diverse industries provide many opportunities. The lively culture and affordable living add to the appeal.
    Find Credit Representative jobs in Houston, TX


  3. Las Vegas, NV
    Average Salary: $42,973
    Las Vegas offers dynamic roles in credit with companies like Capital One and Discover Financial. The city's fast-paced environment is ideal for those who thrive in a busy setting. The entertainment industry and vibrant nightlife make it an exciting place to live.
    Find Credit Representative jobs in Las Vegas, NV


  4. Fargo, ND
    Average Salary: $41,500
    Fargo provides a stable job market for credit roles with local banks like Wells Fargo. The city's strong community and lower cost of living make it a great place to work. The friendly atmosphere and outdoor activities enhance the quality of life.
    Find Credit Representative jobs in Fargo, ND


  5. Sioux Falls, SD
    Average Salary: $41,500
    Sioux Falls offers a supportive work environment for credit professionals with companies like Citibank and U.S. Bank. The city's strong economy and friendly community make it an attractive place to work. The outdoor activities and affordable living add to its appeal.
    Find Credit Representative jobs in Sioux Falls, SD

What are the best companies a Credit Representative can work for?

Tenet Healthcare offers one of the highest salaries for Credit Representative jobs, averaging around $43,000 per year. Sanford Health also provides a competitive salary, with an average of about $41,500 annually. Star Group LP and Farmers Home Furniture follow closely, offering average salaries of $40,727 and $35,152, respectively. These companies value skilled credit representatives and offer attractive compensation packages.
Graph displaying best paying company salaries for Credit Representative jobs, highlighting Tenet Healthcare with the highest at $43,003 and Farmers Home Furniture with the lowest at $35,152.
  1. Tenet Healthcare
    Average Salary: $43,003
    Tenet Healthcare offers competitive salaries for Credit Representatives. They work in various locations across the United States, providing opportunities in many regions. The role involves assessing credit risks and managing accounts receivables.


  2. Sanford Health
    Average Salary: $41,500
    Sanford Health provides a solid salary for Credit Representatives. This company operates in multiple states, including North Dakota and Minnesota. Employees in this role focus on evaluating credit applications and ensuring timely collections.


  3. Star Group LP
    Average Salary: $40,727
    Star Group LP offers a good salary for Credit Representatives. They have locations in several states, such as Texas and Florida. The job involves reviewing credit applications and maintaining customer accounts.


  4. Farmers Home Furniture
    Average Salary: $35,152
    Farmers Home Furniture offers a respectable salary for Credit Representatives. They have stores in various locations across the Midwest. The role includes assessing credit applications and managing customer accounts.

How to earn more as a Credit Representative?

A Credit Representative can increase their earnings by focusing on several key areas. Building strong relationships with clients and maintaining clear communication can lead to better credit terms and more business. Staying updated on industry trends and regulations ensures that the representative can offer the best advice and services. Developing a strong understanding of financial products and services can also enhance the ability to meet client needs effectively.

Additionally, gaining certifications and continuing education can open up higher-paying opportunities. Networking with other professionals and attending industry events can lead to new job prospects and salary increases. Here are some factors to consider for earning more:

  • Build strong client relationships
  • Stay updated on industry trends
  • Develop a strong understanding of financial products
  • Gain certifications and continue education
  • Network and attend industry events

Currently 82 Credit Representative job openings, nationwide.

How's the job market for a Credit Representative in the US?

Learn what a Credit Representative does, how to become one, and understand the job outlook. Get simple steps to start your career as a Credit Representative today.
Position
Overview
Credit Representative
82 Job Openings