Insurance Specialist Salaries

Updated on Jun 05, 2025
Position
Salary

How much does a Insurance Specialist make?

The average salary for a Insurance Specialist is $54,972 per year in the US.

An Insurance Specialist plays a key role in the insurance industry. They help people understand and choose the right insurance plans. This job can be rewarding both in terms of job satisfaction and salary. On average, an Insurance Specialist earns around $54,972 per year. This figure can vary based on experience, location, and the specific company.

Insurance Specialists often start with a lower salary. For those just entering the field, the earnings can range from $31,280 to $43,209 annually. As they gain experience, their salary can increase significantly. Those with more than ten years in the industry can earn between $114,784 and $150,571 per year. This shows that with dedication and experience, the potential for higher earnings is substantial.

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What are the highest paying cities for a Insurance Specialist?

Insurance Specialists can find some of the best pay in Chicago, IL, where the average salary reaches $103,768. Washington, DC, and Lansing, MI, also offer strong salaries, with averages of $89,059 and $85,110, respectively. These cities provide a great opportunity for those seeking higher earnings in their field.
Graph displaying highest paying cities salaries for Insurance Specialist jobs, highlighting Chicago, IL with the highest at $103,768 and Birmingham, AL with the lowest at $62,726.
  1. Chicago, IL
    Average Salary: $103,768
    Chicago offers a bustling environment for those in the insurance field. With major companies like Allstate and Aon, professionals can find diverse opportunities. The city's strong economy and business culture make it ideal for career growth.
    Find Insurance Specialist jobs in Chicago, IL


  2. Washington, DC
    Average Salary: $89,059
    In Washington, DC, insurance specialists can work with top firms like MetLife and UnitedHealth Group. The city's political landscape and regulatory environment provide unique challenges. It's a great place for those who enjoy a dynamic work setting.
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  3. Lansing, MI
    Average Salary: $85,110
    Lansing provides a more relaxed pace for insurance professionals. Companies like Blue Cross Blue Shield of Michigan offer stable opportunities. The city's lower cost of living makes it a great place to build a career.
    Find Insurance Specialist jobs in Lansing, MI


  4. Philadelphia, PA
    Average Salary: $75,704
    Philadelphia is home to many insurance giants, including Cigna and Independence Blue Cross. The city's rich history and vibrant culture offer a unique backdrop for work. It's a great place for those who enjoy a mix of tradition and modernity.
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  5. Kansas City, MO
    Average Salary: $73,281
    Kansas City offers a friendly environment for insurance specialists. Companies like Farmers Insurance and American Century provide solid career paths. The city's affordable living and strong community make it a great place to work.
    Find Insurance Specialist jobs in Kansas City, MO


  6. Seattle, WA
    Average Salary: $71,233
    Seattle is a tech-savvy city with many opportunities in the insurance sector. Firms like Safeco and Premera Blue Cross are prominent. The city's innovative spirit and beautiful scenery make it an attractive place to work.
    Find Insurance Specialist jobs in Seattle, WA


  7. Denver, CO
    Average Salary: $70,870
    Denver offers a vibrant atmosphere for insurance professionals. Companies like New York Life and Lincoln Financial Group are well-established. The city's outdoor lifestyle and growing economy make it a great place to build a career.
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  8. Baton Rouge, LA
    Average Salary: $68,483
    Baton Rouge provides a welcoming environment for those in the insurance field. Companies like Allstate and State Farm offer good opportunities. The city's friendly people and rich culture make it a great place to work.
    Find Insurance Specialist jobs in Baton Rouge, LA


  9. Atlanta, GA
    Average Salary: $62,764
    Atlanta is a major hub for insurance companies like Aflac and SunTrust. The city's fast-paced environment and strong economy offer many opportunities. It's a great place for those who enjoy a dynamic and growing market.
    Find Insurance Specialist jobs in Atlanta, GA


  10. Birmingham, AL
    Average Salary: $62,726
    Birmingham offers a supportive environment for insurance specialists. Companies like Regions Bank and Protective Life are prominent. The city's affordable living and strong community make it a great place to build a career.
    Find Insurance Specialist jobs in Birmingham, AL

What are the best companies a Insurance Specialist can work for?

Kramer Agency, Inc. offers the highest salary for Insurance Specialists, with an average of $117,500. Northwestern Mutual and Modern Woodmen of America also provide competitive salaries, around $109,232 and $107,192, respectively. These companies are known for their strong benefits and career growth opportunities.
Graph displaying best paying company salaries for Insurance Specialist jobs, highlighting Kramer Agency, Inc. with the highest at $117,500 and Allstate Insurance with the lowest at $63,759.
  1. Kramer Agency, Inc.
    Average Salary: $117,500
    Kramer Agency, Inc. offers competitive salaries for Insurance Specialists. They provide a range of insurance services and operate in various locations. Their team values expertise and customer service.


  2. Northwestern Mutual
    Average Salary: $109,232
    Northwestern Mutual is known for its strong financial benefits. Insurance Specialists work in multiple locations, offering diverse opportunities. The company emphasizes career growth and stability.


  3. Modern Woodmen of America
    Average Salary: $107,192
    Modern Woodmen of America offers attractive salaries for Insurance Specialists. They operate in various locations, providing a supportive work environment. The company focuses on community service and employee well-being.


  4. Farmers Insurance Group
    Average Salary: $75,485
    Farmers Insurance Group offers a good salary for Insurance Specialists. They have offices in many locations, providing a dynamic work setting. The company values teamwork and customer satisfaction.


  5. American Senior Benefits
    Average Salary: $72,112
    American Senior Benefits provides competitive pay for Insurance Specialists. They operate in various locations, offering a chance to work with seniors. The company focuses on providing quality service and support.


  6. Aflac
    Average Salary: $71,969
    Aflac offers a solid salary for Insurance Specialists. They have offices in many locations, providing a stable work environment. The company emphasizes employee development and career advancement.


  7. NFP Corp
    Average Salary: $69,523
    NFP Corp provides a good salary for Insurance Specialists. They operate in various locations, offering diverse opportunities. The company values innovation and customer service.


  8. Horace Mann Insurance
    Average Salary: $66,925
    Horace Mann Insurance offers a decent salary for Insurance Specialists. They have offices in many locations, providing a supportive work environment. The company focuses on employee growth and development.


  9. State of Louisiana
    Average Salary: $64,382
    The State of Louisiana offers a competitive salary for Insurance Specialists. They operate in various locations, providing a stable work environment. The company values public service and employee benefits.


  10. Allstate Insurance
    Average Salary: $63,759
    Allstate Insurance offers a good salary for Insurance Specialists. They have offices in many locations, providing a dynamic work setting. The company emphasizes customer service and employee development.

How to earn more as a Insurance Specialist?

Becoming an Insurance Specialist can lead to a rewarding career. To earn more in this field, focus on key areas that can boost your income. Gaining experience and expertise is crucial. Working with different types of insurance policies helps build a strong foundation. Networking with other professionals can open up new opportunities. Staying updated with industry trends ensures you remain competitive. Continuing education and certifications can also enhance your skills and value.

Specializing in a niche area of insurance can significantly increase earning potential. For example, focusing on health insurance or life insurance can make you more valuable to employers. Developing strong communication skills helps in negotiating better contracts. Building a solid reputation in the industry can lead to higher-paying positions. Lastly, seeking out leadership roles can open the door to higher salaries and bonuses.

Consider these factors to increase your earnings as an Insurance Specialist:

  1. Gain experience and expertise
  2. Network with other professionals
  3. Stay updated with industry trends
  4. Specialize in a niche area
  5. Seek leadership roles

Currently 391 Insurance Specialist job openings, nationwide.

How's the job market for a Insurance Specialist in the US?

Learn what a Insurance Specialist does, how to become one, and understand the job outlook. Get simple steps to start your career as a Insurance Specialist today.
Position
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Insurance Specialist
391 Job Openings